ABOUT US
Welcome To Wise Wealth Capital
Meet Kim & Jim Povey: Vision, Discipline, and Legacy-Focused Lending At the heart of Wise Wealth Capital LLC is a powerhouse partnership built on decades of leadership, service, and values-driven entrepreneurship.
Together, Kim and Jim Povey bring over 60 years of combined experience across health, defense, education, and finance — now united in their mission to help others build wealth through private commercial lending.
Kim Valeri Povey Founder & Principal, Wise Wealth Capital LLC Kim is a transformational leader with more than 30 years of success launching and scaling mission-aligned companies in the health and wellness space.
As a founder and CEO of holistic wellness brands and an executive leader for nationally accredited educational institutions and, she’s known for building trusted organizations rooted in operational integrity, long-term value, and human connection.
With Wise Wealth Capital, Kim brings her systems thinking and passion for empowerment to the world of real estate and private lending — helping clients build generational wealth through fast, compliant, and strategically structured capital solutions.
Jim Povey Co-Founder & Principal, Wise Wealth Capital LLC A retired Army Lieutenant Colonel and certified Project Management Professional (PMP), Jim brings over three decades of experience in high-level operations, client relations, and strategic execution.
He’s led elite military teams, managed multi-million-dollar programs in the defense and semiconductor industries, and earned a reputation for precision, trust, and results.
At Wise Wealth Capital, Jim applies his strength in relationship-building and tactical planning to deliver customized lending solutions for real estate investors, developers, and capital partners.
Why Wise Wealth Capital? Together, Kim and Jim represent the best of both worlds — visionary innovation and disciplined execution.
Their microbanking model reflects a deep commitment to ethical investing, transparent lending, and building true partnerships with those they serve.
Whether you’re seeking funding for your next deal or looking to align with purpose-driven professionals, the Poveys offer the clarity, integrity, and experience to help you grow.
Wise Wealth Capital — Lending With Purpose. Investing in Legacy.
$600M +
Funded Projects
1,000 +
Projects Funded
18+
Combined Years Experience
OUR VISION
Mastery In Financial Management.
The knowledge and insights gained through a host of economic cycles has guided our team to acquire in whole or in part, over $500 million in assets across the globe including land, office buildings, flex spaces, multi-unit residential buildings, mobile home parks, industrial parks, distressed residential properties, and private lending.
90%
Conversion Rate
OUR MISSION
Assisting You In Reaching Your Financial Objectives.
Exceptional communication skills
Superior managerial acumen
Deliver customized financial counseling
Supply educational resources on finance
TESTIMONIALS
Results Speak For Themselves
"I live in Vancouver and invest across the US. The exchange rate makes it necessary to leverage capital from a trusted source that acts as my partner, not just another lender. They’ve given me an extra set of eyes with 'boots on the ground diligence' to help me grow my portfolio wisely."
– Jeffery B –
Vancouver CA
"Huge thanks to Wise Wealth Capital for showcasing our efforts and journey on this project. We are blessed to have the opportunity to partner with amazing firm."
– Yanira Suarez –
CEO
"Character, Integrity, Transparency, Fully Vetted Investments and Great Returns!"
– Shawn A. Sullivan –
CEO
Wise Wealth Capital is a private money lender providing business purpose loans for real estate investments. * We do not give tax or legal advice. Please consult an attorney, CPA, or licensed professional for your needs. All examples and case studies are for educational purposes only.